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Life assurance and disability insurance


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Has anyone had any issues getting life assurance and disability insurance? I have just purchased a flat and have been declined disability allowance insurance because I have OCD. So even if I am disabled for another reason (God forbid) they wouldn't pay out. Even though I have NEVER been off work because of my OCD. Then they had the cheek to say I am mentally ill and more likely to get another mental illness. I am furious

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